Financing Partners.
Beard Bros. Heating & Cooling works with financing partners to bring you monthly payment options for your project. Complete one of these quick financing requests to see what loan options you pre-qualify for.
![](https://Custom URL: https://prequalification.enerbank.com/apply/loanproduct?sponsorPhoneNumber=8664098300&contractorNumber=1929&loanCode=DLL6522&utm_source=web_button <div style="text-align: center; max-width: 350px; margin-bottom: 20px; margin: 0 auto;"> <h3 style="margin: 0;">Traditional Installment Loan</h3> <a href="https://prequalification.enerbank.com/apply/loanproduct?sponsorPhoneNumber=8664098300&contractorNumber=1929&loanCode=DLL6522" target="_blank"> <img src="images/PreQualify_AsLowAs_8.99_TIL.png" /> </a> <p style="text-align: left;">*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Monthly payments vary from $11.37 to $29.03 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.</p> </div>)
Prequalify
Traditional Installment Loan*
Credit Dependent Interest Rate as low as 8.99% APR Start your journey effortlessly with a soft credit pull via Prequalify, and transition seamlessly into our Online Application!
$1,000 - $55,000
Application phone number: (866) 409-8300
Contractor ID: 1929
Loan code: DLL6522
Already PreQualified or ready to apply? Start your Online Application today!
Use the information provided when applying
Contractor ID: 1929
Loan code: DLL6522
PreQualify Online
Hearth Financing
Beard Bros. Heating & Cooling partners with Hearth to bring you monthly payment options for your project. Complete this quick financing request to see what loan options you pre-qualify for. Seeing options won't affect your credit score!
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a
limited time. *8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents
of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment
terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan
payment due 30 days after funds are disbursed. Monthly payments vary from $11.37 to $29.03 per $1,000 borrowed depending on term and
interest rate. The minimum monthly payment will be no less than $50.00.
©2026 Regions Bank. All Rights Reserved. | All loans subject to qualification, required documentation and credit approval. Regions and the
Regions logo are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.
What Sets Us Apart
People-First Approach
Everything we do is built around understanding your needs and helping you succeed—because when you thrive, so do we.
Long-Term Relationships
We’re not just here for the now. We love creating lasting relationships with our clients and growing with them over time.
Proven Process, Flexible Execution
We bring structure where it counts and adaptability where it matters. Our methods are clear, but always responsive.